About

Money Habits is an independent personal finance resource built around one idea: managing money shouldn’t require a finance degree. We publish plain-English guides on budgeting, saving, credit and debt, investing, insurance, taxes, and the other everyday decisions that add up to your financial life.

We’re not trying to sell you a specific product or convince you that one approach fits everyone. Our goal is to explain how things work — clearly, honestly, and without jargon — so you can make decisions that fit your own situation.

What you’ll find here

In our Directory you’ll find helpful resources, tools and services that can assist you on your financial journey. Our Knowledgebase is organised by topic, from getting-started basics to more advanced budgeting and debt strategies. Every guide is written to be practical — something you can actually act on, not just read and forget.

A quick note on advice

Everything on this site is general information, not personalised financial advice. For decisions specific to your circumstances — a loan, an investment, a major purchase — we’d always recommend speaking with a qualified professional. See our Disclaimer for more detail.

Have a question, a suggestion, or spotted something that needs updating? Get in touch — we’d like to hear from you.